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All findings, interpretations, and conclusions of this paper represent the views of the author(s) and not those of the Wharton School or the Pension Research Council. © 1999 Pension Research Council of the Wharton School of the University of Pennsylvania. All rights reserved.
The author would like to thank his Boston College colleagues Eric Kingson and John Williamson, as well as Olivia Mitchell and Robert Myers, for insightful comments on an earlier draft of this chapter.
Date Posted: 26 February 2020