Date of this Version
Working Paper Number
© 1999 Pension Research Council of the Wharton School of the University of Pennsylvania. All Rights Reserved.
This article is a slightly adapted version of Wilson (1999) and reprinted with permission. The author thanks Thomas Hungerford for his economic expertise and his work in preparing much of the benefit data used in this paper. Jane Ross, Keith Fontenot, James Roosevelt, and Dan Durham deserve thanks for their support of this project and their review and comments of earlier drafts. Also, many thanks to Tim Kelley, Ben Bridges, James Moore, Patricia Martin, Glenn Springstead, Martin Sussman, and Barbara Bovbjerg for their valuable comments and insight.
Date Posted: 13 September 2019