Comparing Spending Approaches in Retirement
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Wharton Pension Research Council Working Papers
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Economics
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Ameriks, John
Hess, Michael
Ren, Liqian
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Abstract
This chapter describes and evaluates alternative approaches to spending in retirement, including income annuities, common rules of thumb for spending used by financial planners and advisors, and the spending rules that have been incorporated into payout funds, a relatively new type of investment product designed to be used by investors in the spending stage of life.
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2009-10-01
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The published version of this Working Paper may be found in the 2010 publication: Reorienting Retirement Risk Management (http://pensionresearchcouncil.wharton.upenn.edu/publications/books/reorienting-retirement-risk-management/)