Wharton Pension Research Council Working Papers
 

Title

Factors Affecting Temporal Discounting in Older Adults

Document Type

Working Paper

Date of this Version

1-31-2019

Abstract

While most people discount future rewards and consequences to at least some extent, the degree of temporal discounting varies widely from person to person. These individual differences, in turn, are associated with a host of risky behaviors, such as smoking, overeating, gambling, borrowing excessively on credit cards and texting while driving. This study looks at the cognitive and neural mechanisms underlying temporal discounting, so more targeted interventions can be developed to minimize its harmful effects.

Disclosure

Any opinions expressed herein are those of the authors, and do not necessarily represent the views of TIAA, the TIAA Institute, The Pension Research Council, or any other organization with which the authors are affiliated.

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Date Posted: 07 February 2019