This paper examines the impact of noncognitive skills like conscientiousness, stress resistance, and grit on retirement readiness using Dutch household survey data. Conscientiousness significantly influences financial decisions related to savings, investments, and retirement planning. Individuals with these noncognitive skills exhibit behaviors such as increased savings and financial buffers. These skills are positively associated with participation in the stock market and the propensity to plan for retirement, seeking greater flexibility in savings and investments. Additionally, there is a positive correlation between noncognitive ability and the likelihood of opting out of the default pension plan.