This paper evaluates the effectiveness behind the HUD-184 Loan Program. This paper combines data with legislation to provide a timeline of the program’s history. The data has been collected through Congressional archives and HMDA sources in order to better understand the program’s main performance metric: the number of loans endorsed. There is discussion on the possible reasons behind the outcomes of the program, and the main drivers that may have influenced its effectiveness. The mortgage loan count levels for over 200 tribal counties during 2018 to 2021 are mapped below and used for a granular approach to understanding the program’s outcomes. This paper seeks to understand the HUD-184 Loan Program in a number of quantitative ways to build upon the work found in earlier research.