Barua, Rashmi

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  • Publication
    Does Financial Education Enhance Financial Preparedness? Evidence from a Field Experiment in Singapore
    (2014-09-01) Barua, Rashmi; Koh, Benedict; Mitchell, Olivia S
    We evaluate how financial education provided to college students influenced their financial knowledge and planning in an experimental setting where we control for student motivation to enroll in the course. Using a differences-in-differences strategy, we confirm that financial education led to an increase in financial knowledge and planning. Specifically, we find that financial education improved students’ financial knowledge score by 11%, and financial planning score by 16%. No statistically significant effects are detected for students’ levels of financial prudence or discipline.