Date of this Version
Journal of Consumer Research
This article evaluates the impact of Truth in Lending (TIL) disclosures on consumer search and credit usage behavior, and how the effects vary by market segment. Consumer behavior concepts were used to guide the development of a comprehensive model of the consumer credit decision process, which specified the intervening effects of TIL and the situational constraints which tended to limit the use of TIL information.
This is a pre-copyedited, author-produced PDF of an article accepted for publication in the Journal of Consumer Research following peer review. The version of record [Day, G.S. & Brandt, W.K. (1974). Consumer Research and the Evaluation of Information Disclosure Requirements: The Case of Truth in Lending. Journal of Consumer Research 1, no. 1: pp. 21-32] is available online at: http://dx.doi.org/10.1086/208578.
Day, G. S., & Brandt, W. K. (1974). Consumer Research and the Evaluation of Information Disclosure Requirements: The Case of Truth in Lending. Journal of Consumer Research, 1 (1), 21-32. http://dx.doi.org/10.1086/208578
Date Posted: 15 June 2018
This document has been peer reviewed.